As well as having experience in helping many people with credit problems, we have access to the whole of the UK Mortgage Market; therefore we are able to find you the most suitable and cost effective mortgage product and interest rate available.
Our aim is to fully assess your situation, identify your financial need and advise you accordingly, to save you money on your mortgage.

Is a Sub Prime Mortgage the solution for you?

A Sub Prime Mortgage is offered by lenders who specialise in lending to those with adverse credit history.  In return for the greater risk involved in lending to these clients, the products available, usually have higher arrangement fees and interest rates.  If you have 1 or more of the following credit problems, you could find that you require a sub prime mortgage;

• CCJs - either outstanding or paid
• IVA - either running or satisfied
• Mortgage or Rent defaults or arrears
• Credit Card defaults or arrears
• Loan defaults or arrears 
• A discharged bankrupt

What can we offer you?

If you are struggling to get finance or find that your past or present financial circumstances are making it difficult for you to find a mortgage, then it is wise to use our knowledge and expertise and seek our professional advice.

As a truly independent mortgage advising firm, we have access to a vast range of specialist Sub Prime lenders and packagers, which enables us to offer our customers mortgage products at market leading interest rates.   It also enables us to work on behalf of our clients and not the lenders, in a hassle free process that we handle for you, from start to finish.

In addition, it is important to remember that, several of the Sub Prime Mortgage lenders will only accept business through authorised intermediaries, so by using the services of a specialist adviser like ourselves, you will also gain access to Exclusive Mortgage Products that cannot be found on the high street.

If you would like Independent Adverse Credit Mortgage Advice, or a personal quotation please contact us on 01793 877745.

The overall cost for comparison is 8.7% APR.